TerraCore IF Suite, TerraCore Score, TerraCore Estate and TerraLink's other software solutions — including banking wallet, microfinance, customer-onboarding, agency-network and enterprise-ERP systems — are white-label technology platforms and services provided by TerraLink Tech PLC, registered in Ethiopia (Registration No. [●]). TerraLink is not a bank, deposit-taking institution, lender or insurer. All savings, financing, Takaful and payment products are offered by partner institutions licensed by the National Bank of Ethiopia under their own licences, and remain the responsibility of those institutions. All TerraCore IF Suite modules are approved by TerraLink's independent Shariah Advisory Committee and are subject to approval by each partner's own Shariah board.
Mudarabah profit is a share of profit actually earned and is not guaranteed. Murabaha prices and instalments are fixed at contract; late charges are donated to charity in full. Takaful cover is provided by licensed Takaful operators under their own licences. TerraCore Score provides decision support only; credit and financing decisions remain those of the partner institution. Scores and limits shown on this page are illustrative.